Summary: I needed a new power supply for a computer I just bought, so that I could install a graphics card that would run two monitors. This one fit the bill, and I couln't beaat the price. It installed in about two minutes, including the removal of the old power supply. I am very satisfied with everything about it. Really don't even know its running unless you can see the keyboard to see the Number Lock light or the monitor is on.
Summary: Power supply comes with a solid 24-pin motherboard plug, not 20+4 as described. I tested using the instruction in the user guide to connect it to a hard drive to provide a load, but it didn't power up and I was going to return it as faulty. I was later able to test it on a motherboard with 24 pins and it worked fine. (Keeping it now for my next m/brd upgrade, since returning a PSU isn't cheap.) Fan is fairly quiet, but certainly not silent.
Summary: I got this with a rebate for a total cost of $40 which was very fair. It is quieter than other fans on my machine. I can't say if it is dead silent, since my CPU fan is somewhat noisy... but it is definately quieter than my cpu fan. It has the necessary power for most modern systems. 24 pin main power, the 4-pin cpu power. two lines of old-style 4-pin molex drive cables, and two lines of SATA power. Also two PCIe 6-pins, which is rare in a lower end supply.