Summary: This is the first upgrade to True Image I've seen in a while that didn't have "must maintain revenue stream" tattooed all over it. There may still be a few bugs I haven't spotted yet in this new version, but so far it has proved stable, as well as a most satisfying improvement. A 30 day trial on the company's website lets you take a pain free look.
Conclusion: What it all boils down to... what it always boils down to, is money. Is True Image 10 Home Edition worth the money? You can backup your disks with DriveImageXML for free. You can backup files with NTBackup or Xcopy for free. So why pay for a backup app? Simple... it's so easy to use. True Image 10 makes creating backups easier than highlighting a load of files and hitting delete (oh, the irony).
Summary: According to Sod’s Law, the odds against a hard disk failure, whether due to outside influences or not, decrease substantially the moment you neglect to carry out a backup of your data. While disaster might not strike immediately, when it does you will be sorry and to paraphrase an old saying “It is no use crying over lost data.”