Summary: I have an i3 550 cpu, 2 crucial ram and 3870 pci-e on this board. I upgraded the bios very easily from a thumb drive (I think I had trouble because 'usb legacy support' was turned off, at first). I like MSI boards, generally. This is a good value. The onboard video is there.
Summary: Product arrived as described and it came with a cool laptop USB mouse that I was not expecting! Definitely a good deal, even though its listed as refurbished, it came brand new looking, it even smelled like brand new computer hardware!
Summary: Swapped this out for an old broken one which lasted about 3 years. One year later, this one still works. I will say that for some reason the on-chip video card never works... for both I've had ... after a short period. Not sure why but it doesn't matter for me.