Summary: I decided to stick with Fuji after owning a Finepix s5500 and always had good results from a camera with what today would be an embarassingly small pixel count (3mpx). I imagined that 16Mpx would give phenomenal results in comparison. Wrong! How Fuji thinks this is acceptable amazes me, even taking the price into account. As others have said, picture quality is woeful, and selecting the fine setting seems to have no effect.