Summary: Missing the WOW factor! Took a lot of pictures, under a variety of settings, of many subjects, under different lighting conditions, and didn't get one image that validated my decision to buy this camera. All the gimmicks and features in the world don't make up for poor picture quality. Pictures in general were noisy, blurry, and contained digital artifacts. Used the automatic setting and took HD video.
Summary: Was looking forward to taking great pictures as Fujifilm are a good make. Unfortunately this model is no good for indoors or poor light, my mobile took better pictures. Having done some further research this appears to be a common problem. Camera has been returned.